Published on January 30, 2020
Health coverage pays for provider services, prescriptions, hospital care, and special equipment when you’re sick. It’s also important when you’re not sick.
Now that you’re enrolled in a health plan for 2020, here’s how you can use your new coverage throughout the year no matter your situation.
Understanding & using your new coverage
- Preventive health: Most coverage includes immunizations for children and adults, annual visits for women and seniors, obesity screening and counseling for people of all ages, and more for free.
- Prescriptions: Health plans will help pay the cost of certain prescriptions. You may be able to buy other medications, but those on your plan’s “formulary” (approved list) usually will be less expensive. To find out which prescriptions are covered through your new Marketplace plan, visit your insurer’s website, call them directly, or check your Summary of Benefits and Coverage.
- Regular & emergency care: Most health plans give you the best deal on services when you see a doctor who has a contract with your health plan. While you may be able to see doctors who don’t contract with your plan, visiting an “in-network” provider usually means you’ll have lower out-of-pocket costs. But in an emergency, get care from the closest hospital that can help you.