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New baby means new health insurance options

Congratulations on your new addition! If you recently had a baby or adopted a child, you may be eligible for a Special Enrollment Period. This means you can enroll in or change your Marketplace plan even though it’s not Open Enrollment. Your new coverage can start the day of the birth or adoption, even if you enroll in the plan up to 60 days afterward.

How to apply with a Special Enrollment Period

Other life changes that may qualify

  • Having a baby isn’t the only life event that makes you eligible for a Special Enrollment Period. Coverage and income changes also count.
  • Answer a few questions about your life event to see if you may qualify.
  • You can also check out the full list of life events.


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