Fleet tracking rewards drivers, businesses

Telematics can help businesses promote safe driving.

What if a business owner could deploy technology that would monitor their vehicle fleet, help reduce expenses and encourage their employees to drive safely? Those goals are now within reach using vehicle telematics. And your insurance company is likely already on board.

DESCRIBE VEHICLE TELEMATICS

Telematics systems can monitor data about fleet performance, fuel consumption, driver behavior and vehicle location. Systems typically use GPS data with mobile phone apps, on-board diagnostic devices and cloud-based management tools. Some use gamification features to encourage participation, rewarding drivers for meeting goals and achieving desired results.

MANY AREAS BENEFIT FROM TELEMATICS

Employers benefit when safety records improve, which can reduce insured losses and keep premiums low. Fleet monitoring can provide data that employers can act on to reduce fuel expenses and manage maintenance costs.

Employees benefit through positive, not punitive, behavior reinforcement. More motivated employees mean a better work environment and worker buy-in to safety standards.

Insurance companies can benefit when attention to safety reduces losses, limiting claims payouts and price increases.

The public even benefits from safer streets and roads.

TELEMATICS CAN MONITOR MULTIPLE SYSTEMS

Fleet Operations:

  • Real-time Vehicle Location/Status
  • Fleet Performance Dashboard
  • Fuel Usage
  • Trip Tagging and Miles per State
  • Geofences/Landmarks with Alerts
  • Video Validation of “On the Road” Events (via plug-in dashcam hardware)

Driver Behavior and Safety

  • Harsh Braking
  • Speeding and Sudden Acceleration
  • Hard Cornering
  • Seatbelt Usage Compliance
  • Excessive Idling
  • In-Cab Alerts for Safety Events

Fleet Health

  • Engine Diagnostic Reports (DTC Codes)
  • Maintenance History
  • Preventive Maintenance Scheduling with Alerts
LEARN MORE

Each company with this technology uses it differently, so ask your agent if telematics is offered by your insurer.

Eligible Cincinnati Insurance business policyholders can receive a discounted subscription to RideWell FleetSM, a fleet tracking solution offered through our partner, Azuga. Offers may vary by state, so be sure to speak to your agent for information specific to your state. Visit cinfin.com/fleet-tracking-solutions for complete pricing and options menu.

Registering is easy. Simply visit our RideWell Fleet page, azuga.com/premium-partner/cincinnati-insurance. To learn more about the program, reach out to an Azuga expert, cinfin@azuga.com or 408‑430‑1990. They can assist you through your options and help customize a program that matches your needs.

This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent agent for insurance coverage advice and loss control information. Neither The Cincinnati Insurance Company nor its affiliates or representatives offer legal advice. Consult with your attorney about your specific situation.

The selection of a particular service provider is the independent choice of the policyholder. Service providers are not affiliated with The Cincinnati Insurance Companies. Cincinnati and its employees make no warranties and assume no liability for services, products or loss control measures provided by service providers.

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