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What Does Demolition and Value Mean Under Coverage A of the Ordinance and Law Coverage?

Ordinance and Law coverage is often overlooked and confusing when trying to figure out how it is applied to a loss. Most property insurance policies first exclude the increased costs caused by ordinances and laws and then give it back through endorsements or additional coverages subject to limits. Just the meaning of the exclusion, without... Continue Reading

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Insurance Defense Firm Sued For Malicious Prosecution After Fraud Case Dismissed

The same contractor that brought the RICO action against insurers allegedly “zeroing out” insurance claims before conducting investigations has filed a malicious prosecution lawsuit against a law firm that represented an insurer alleging fraud and misrepresentation committed by the contractor.1 The introduction to the malicious prosecution lawsuit filed this month states: This is a case... Continue Reading

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Science Debunks Insurers False Opinions That Covid Does Not Physically Damage Property

Insurance companies should prove the reason for not paying a claim under an all risk insurance policy. The denial should not stand on false opinions of fact. This was the point of a brief filed by a medical society in a covid business income claim pending before the New Hampshire Supreme Court.1 The New Hampshire... Continue Reading

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Heroes Arise From the Champlain Towers Condominium Collapse

One year ago, I got a telephone call from an engineer, Eduard Badiu. It was a little after 6 a.m., and his call woke me up. He called to tell me that people would need my help because a terrible tragedy happened with a condominium collapsing. His voice was afraid. He told me he was... Continue Reading

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Australian Government Research Scholarship 2023

Australian Government Research Scholarship 2023 applications are now open in Australia. Scholarships are available for domestic and international students enrolled in an accredited HDR program. International Students from around the world are eligible to study for a Master’s Degree or Ph.D. at the Australian Graduate Research Training Programme. In the academic session of 2023, the Australian Government Research Training...

How to Apply for Canada Study Visa in 2023

In this article, you’ll find pro tips designed to help you if you’re applying to study in Canada or applying for a Canada Study Visa in 2023.   The Times Higher Education published a ranking of the world’s best universities a few months ago that included about 30 Canadian institutions. Since Canada has become an increasingly competitive study destination, getting a...

Conversation Sets Under $450

I’m slowly fixing up spaces around our home in Florida, both indoors and outdoors. Bathroom remodels are underway and I’m redesigning the community spaces too. In between projects, I love having places to sit and relax outdoors, so when I found this woven rope set (also available in navy) I ordered it and assembled it for the yard. I love...

Can you Recover the Cost of Repairs from the Insurance Company after Selling your Home?

One topic that has been written about multiple times on our blog involves the implications of selling the home or property during the course of an insurance claim. Notable posts include Things To Consider When Selling Property With An Open Insurance Claim, and Recovering Replacement Cost After Selling Unrepaired Property, by attorneys Kyle Bugden and... Continue Reading

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Insurance Company Defense Counsel Admits That Claim Delay By Insurers Is a Strategy

A Texas law firm that practices insurance defense work admits that claims delay is a strategy employed by some of its clients. In an article that was sent to me by numerous people, the law firm posted on its website blog: In February of 2022, it was reported that more than 10% of all insurance... Continue Reading

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University of Macau Scholarships 2022 For International Students

Students with high academic achievement are invited to apply for international postgraduate scholarships at the University of Macau (UM). Candidates from abroad who meet the admission requirements of UM’s full-time Bachelor’s and Master’s degree programs are encouraged to apply. Undergraduate and postgraduate students at the University of Macau (UM) who excel in academics or extracurricular activities have the chance...